Medicare Part C, also called Medicare Advantage, is private insurance coverage that covers Part A and Part B of original Medicare, along with other benefits. Since there can be differences between what various insurance companies offer, it is a good idea to work with a brokerage agency that partners with all of the main providers of Medicare Advantage. At Independent Benefit Advisors in Apex, North Carolina, we can help you understand Medicare Part C and match you with the right plan for your situation.
Medicare Part C is different from original Medicare in a variety of ways. First of all, we can match you with a plan covering benefits that aren’t generally covered. We take the time to learn what coverages you need, such as prescription drug coverage, routine dental coverage, fitness benefits, vision coverage, and hearing coverage. Our goal is to get you the coverage you need and lower your out-of-pocket costs. Since Medicare Part C plans have out-of-pocket maximums, you could save a considerable amount of money.
We also help you understand the various types of Medicare Advantage plans, including:
• HMO – Health Maintenance Organization
• HMO POS – HMO Point-of-Service
• MSA – Medical Savings Account
• PPO – Preferred Provider Organization
• PFFS – Private Fee-for-Service
• SNP – Special Needs Plans
You can count on us to answer all your questions about Medicare Advantage plans so you can confidently choose the right one for your situation. In addition to helping you enroll, we can also help you review and make changes. Call today to learn more.