Medicare Part D plans are designed to fill the gap between Medicare coverage and out-of-pocket costs for those whose health care requirements may be more extensive. North Carolina Medicare Part D, also referred to as PDP, will provide a drug policy to help pay for your prescription medicine costs. This may seem fairly straightforward, but North Carolina prescription insurance through Medicare Part D varies in cost and availability dependent on the county in which you reside. Additionally, North Carolina Medicare Part D uses “tiers” for prescription drug coverage, with each tier having different prescription drugs and costs. In other words, the prescription medicine you need may be one price in one tier or group of tiers, a higher or lower price in others, and not covered at all in others. For those who need more than one prescription medicine regularly, choosing a plan that best suits their needs can be overwhelming. Thankfully, Independent Benefit Advisors can do the comparing for you. At IBA, we are able to determine which Medicare Part D North Carolina prescription insurance plan is best for you.