Flexible Spending Accounts in Raleigh NC

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Raleigh NC FSA Assistance from the Independent Benefit Advisors

FSA’s or Flexible Spending Accounts in Raleigh allow individuals a way to set aside pre-tax money for anticipated health care costs. A Raleigh NC FSA will save you money since the money is taken directly from your check before it is taxed. While flexible spending accounts can’t be used for premiums, the money can be used for copayments, deductibles, some prescriptions, medical supplies, and certain other health care costs. An insurance agent from Independent Benefit Advisors can identify specifics on what a Raleigh NC FSA will and will not cover.

If you are interested in learning more about the specifics of Flexible Spending Accounts in Raleigh or other areas of North Carolina, contact the Independent Benefit Advisors. One of our insurance experts will help you to examine if an FSA is right for you by examining your anticipated covered health care costs. IBA is your source for Raleigh NC FSA and HSA (Health Savings Account) needs.

How Flexible Spending Accounts Work

The first step in determining if Flexible Spending Accounts in Raleigh are right for you is to examine the anticipated health care costs for you and your family. Independent Benefit Advisors has years of experience in insurance and health care expense, and can help you estimate what your out of pocket expenses may be. Once this is determined, IBA will help you set up a Raleigh NC FSA to draw from when you need it.

While Flexible Spending Accounts in North Carolina cannot be used to pay insurance premiums for you or your family, a Raleigh NC FSA can be used on dental and vision care, copayments, some and other healthcare costs. There are two different types of Flexible Spending Accounts in Raleigh, a Medical Expense Reimbursement Account and a Dependent Care Reimbursement Account.

Medical Expense Reimbursement Account

  • Covers medical, dental and vision expenses that are only partially covered or not covered at all by your insurance. Some examples include:
    • Deductibles
    • Coinsurance
    • Dental Care
    • Orthodontia
    • Drug Copays
    • Lasik
  • Maximum Contribution $2,700

Dependent Care Reimbursement Account

  • Covers amounts you pay to daycare centers, babysitters, caregivers or after school programs that allow you and your spouse to work.
  • Maximum Contribution $5,000

Contact the Independent Benefit Advisors for more information on Flexible Spending Accounts in Raleigh NC, including information on Dependent Care Reimbursement & Medical Expense Reimbursement Accounts

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Contact The Independent Benefit Advisors For a Free Quote on Flexible Spending Accounts in Raleigh

Contact the Independent Benefit Advisors online or reach our team by phone at (919) 303-9690 for more information and a free quote on Flexible Spending Accounts in Raleigh. IBA is your trusted source for Medicareindividual, and group health insurance, including Raleigh NC FSA and Health Savings Accounts. Contact the Independent Benefit Advisors for assistance in RaleighDurhamCaryApexFayetteville, Asheville, Charlotte, Winston-SalemGreensboro, Wilmington, and other cities and towns across North Carolina.

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