The Affordable Care Act, also known as Obamacare, was designed to ensure that all Americans had access to quality, affordable healthcare. The North Carolina Health Insurance Marketplace has been designed for residents to browse and purchase health insurance online, in person, or by phone. The North Carolina Health Insurance Marketplace, also known as the North Carolina Healthcare Marketplace or North Carolina Healthcare Exchange, is run by the Federal Government and is designed for individuals who:
- Do Not Have Health Insurance
- Are Ineligible for Medicare or Medicaid
- Are Not Insured By Their Employer or Their Spouse’s Employer
- Own Their Own Business
- May Have Pre-existing conditions that make getting health insurance difficult
Changes have been made to the North Carolina Healthcare Marketplace under the Affordable Care Act that will affect North Carolina citizens. Blue Cross Blue Shield of North Carolina (BCBSNC) will now be the only health insurance provides in North Carolina for Open Enrollment. Additionally, customers who currently have insurance through the North Carolina Healthcare Exchange will be migrated to a comparable plan from BCBSNC unless they are currently using BSBCNC.
Open Enrollment dates for health coverage in 2017 in the North Carolina Healthcare Exchange run from from November 1, 2016 to January 31, 2017. Customers may select the type of insurance plan they want from BCBSNC during this time. Customers will be unable to select new plans or make changes after this period unless a change occurs such as marriage or change in employment status. Failure to enroll during Open Enrollment and securing health care may result in penalties when taxes are filed for 2017.
At Independent Benefit Advisors, we understand the North Carolina Health Insurance Marketplace and can assist you in the selection of a plan to best meet your needs and budget during the Open Enrollment period. Contact Independent Benefit Advisors today and let us help you get the best plan for your money.
No matter where you live in North Carolina, Independent Benefit Advisors can help you find the best health insurance plan for your needs. Our healthcare experts know the specifics of the North Carolina Healthcare Marketplace and Open Enrollment, and are best positioned to save you money while getting you the coverage you want. We are focused on building long-term relationships, not just making sales, so you can trust that the information and advice we provide will be in your best interests. Contact us online or call (919) 303-9690. We proudly serve customers in Charlotte, Raleigh,Cary, Durham, Apex, Wilmington, Asheville, Fayetteville, Winston-Salem, Greensboro, and across North Carolina.