All plans in the Health Insurance Marketplace cover any contraceptive methods and counseling that are prescribed for women by a health care provider. When these services are provided by an in-network provider, the plan must cover them without charging a copayment, coinsurance or deductible.
All FDA-approved contraceptive methods prescribed by a woman’s doctor are covered, including:
- Barrier methods (used during intercourse), like diaphragms and sponges
- Hormonal methods, like birth control pills and vaginal rings
- Implanted methods, like intrauterine devices (IUDs)
- Emergency contraception, like Plan B® and ella®
- Sterilization procedures
- Patient education and counseling
Marketplace plans are not required to cover:
- Drugs to induce abortions
- Services related to a man’s reproductive capacity, such as vasectomies
To find out more specific information about the contraceptive services your health care plan covers, check your plan’s materials, or ask your employer or benefits administrator.
For more information about birth control, the Health Insurance Marketplace, and the Affordable Care Act, contact Independent Benefit Advisors. We work with individuals and businesses in North Carolina to answer their questions about health insurance and help them find the right coverage. Give us a call today at (919) 303-9690.
Independent Benefit advisors assists individuals with questions about health care in Apex, Raleigh, Durham, Cary, Charlotte, Fuquay-Varina, Greensboro, Rocky Mount, Sanford, Wake Forest and other locations throughout North Carolina.